Services

In this initiative, SRM LLC begins by analyzing the previous claims, then document them based on their type, location, cause, supervisor, employee, and severity. So, we first focus on the previous main causes of loss so we can come up with strategies to combat them. To achieve this, we deploy some other handy safety initiatives apart from those mentioned above.

Our training not only includes management safety training but also provides training on specific equipment and job tasks such as ergonomics, which is offered to supervisors. In addition, we offer Accident Repeater Interviews because, in most instances, 85% of the loss time days come from 15% of the workforce. Also, our portal has some weekly toolbox talks where you can keep track of whoever is using them.

Once a claim occurs, the most effective way to manage it is by taking consistent measures until it's settled. By doing this, we cushion your business against massive losses. We also arrange with your insurance broker to ensure regular claim reviews from your insurance adjusters, depending on the number of losses. Most often, claim adjusters get very busy when they notice an account that requires frequent reviews. In the end, you benefit from their attention.

Since it's impossible to prevent losses entirely, we deploy other loss-reducing techniques. For instance, in the construction industry, it's very crucial to have a strong contractual risk transfer program. So, we'll either develop a new program or audit the existing plan.

Alternatively, you can contractually transfer liabilities (hold harmless agreements) to a third party for the riskier activities. You may also choose to transfer partly or entirely. Despite that we aren't insurance brokers, we engage many in our business, and we'd recommend some if need be.

In conclusion, we are dedicated to put all our energies, experience, and resources within our capacity to validate your goals and mitigate any losses. This is just a shallow overview of our services; we look forward to going a step further with you!